Breakdown of home loan borrowers in Japan 2023, by interest rate type

Published by Statista Research Department, Jul 6, 2023
According to a survey conducted between April and May 2023, the largest share of home loan borrowers in Japan chose a variable rate home loan. While around 72.3 percent of the respondents selected floating rate loans, about 18.3 percent opted for a fixed rate for a specific period.

Distribution of housing loan borrowers in Japan as of May 2023, by type of selected interest rate

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Source

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Release date

June 2023

Region

Japan

Survey time period

April 28 to May 10, 2023

Number of respondents

1,500*

Age group

20-69 years

Special properties

among respondents who have taken out a home loan between October 2022 and March 2023; excluding students and unemployed persons

Method of interview

Online survey

Supplementary notes

*Including 78 respondents who have taken out Flat 35 housing loans.
The statistic refers to new home loans for residential use (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).

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